Kem Rewards: Earn Cashback on Food Delivery, Rides & Flights

Every time you pay with your Kem card, you can earn cashback automatically — no codes, no separate loyalty app, no waiting for statement credits. Kem partners with some of the most-used apps in the Gulf so everyday spending on food, rides, and flights earns rewards by default.

Kem cashback is built directly into the card. When you pay a partner merchant with your Kem Visa card, a percentage of the transaction comes back to you automatically. There's nothing to activate manually and no minimum spend threshold to unlock the rate — the cashback simply appears in your account.

Food delivery is where Kem's cashback rates are highest:

• Talabat — 5% cashback on every order
• Keeta — 5% cashback on every order
• Noon — 5% cashback on qualifying purchases

For residents across the Gulf who order food delivery regularly, this is cashback that adds up fast without changing any spending habits.

Daily commuting and weekend trips also earn rewards:

• Careem — 3% cashback on rides
• Uber — 3% cashback on rides

Kem extends cashback to travel as well, covering three of the region's major carriers:

• Qatar Airways — 3% cashback
• Emirates — 3% cashback
• Etihad Airways — 3% cashback

Booking flights on a Kem card means every trip home, business trip, or holiday earns something back.

Kem's cashback model is a meaningful differentiator versus paying with USDT peer-to-peer or through an exchange withdrawal — those methods don't offer any rewards at all. By spending through the Kem Visa card instead, users keep the flexibility of a USDT-backed balance while still earning the kind of cashback usually reserved for traditional credit cards.

Cashback is automatically active for any Kem cardholder — there's no separate rewards program to join. Simply use your Kem card at any of the partner merchants above (or anywhere else Visa is accepted) and watch the cashback accumulate in your account.

Do I need to activate cashback? No. Cashback is automatically applied to qualifying purchases made with your Kem card — there's no sign-up step.

Is cashback paid in USDT or cash? Cashback is credited to your Kem account balance, the same balance you spend from and hold in USDT.

Does cashback work outside these partner merchants? The specific percentages above apply to these named partners. Your Kem card can still be used anywhere Visa is accepted globally.

Is there a cap on how much cashback I can earn? Check the Kem app for the most current terms on your account, as reward structures can be updated over time.

Can businesses using Kem for Business earn cashback too? Cashback in this guide refers to consumer Kem card use. Business teams should check the Kem for Business terms for their specific card benefits.