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🔑  Privacy Policy

Privacy Policy

Privacy Policy of KEMFINITY

Effective Date: April 20th 2025

KEMFINITY ("we," "us," "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in compliance with the General Data Protection Regulation (GDPR) and Czech Act No. 110/2019 Coll. on Personal Data Processing.


1. Information We Collect

We may collect the following types of personal data:

  • Personal Identification Information: Name, date of birth, identification numbers, and address.
  • Contact Information: Email address, phone number, and postal address.
  • Financial Information: Payment details, transaction data, and KYC( Know Your Customer).
  • Usage Information: Log data, cookies, and interaction records with our services.
  • Verification Information: Copies of government-issued identification and proof of address documents.
  • Contacts: With your explicit permission, we collect and upload your contact list to our servers in order to help you find and connect with friends who already use the app. You can opt out at any time by disabling contact sharing in the app’s Settings. We do not share your contact list with third parties.
  • Camera: Used to scan QR codes to get wallet addresses quicker and more securely.

2. How We Use Your Data

We process your personal data for the following purposes:

  • To provide, manage, and improve our services.
  • To verify your identity and prevent fraud.
  • To comply with legal and regulatory obligations.
  • To communicate with you, including sending updates, promotions, and notifications.
  • To analyze service usage for better performance and user experience.

3. Legal Bases for Processing

We process your personal data under the following legal bases:

  • Contractual Necessity: To provide services or fulfill contractual obligations.
  • Legal Obligation: To comply with applicable laws and regulations.
  • Legitimate Interests: To enhance our services and protect against unauthorized activities.
  • Consent: For specific purposes with your explicit consent (e.g., marketing).

4. Data Sharing and Disclosure

We may share your personal data with:

  • Service Providers: Third-party vendors assisting in our operations, subject to confidentiality agreements.
  • Regulatory Authorities: Czech government bodies or authorities as required by law.
  • Business Transfers: Entities involved in mergers, acquisitions, or asset sales.

All data sharing complies with GDPR and Czech data protection laws.


5. Data Security

We implement technical and organizational measures to ensure the security of your personal data. This includes encryption, access controls, and regular security audits to protect against unauthorized access, disclosure, or alteration.


6. Data Retention

We retain your personal data only as long as necessary for the purposes stated in this policy or as required by law. Retention periods are reviewed periodically to ensure compliance with GDPR and Czech legal standards.

How to delete your Data:

You have the right to delete your Kem account at any time. To request account deletion, please follow these steps:

  1. Open the Kem app and navigate to Settings > Account > Delete Account.

  2. Follow the on-screen instructions to confirm your request.

  3. Once your request is processed, all associated data will be permanently deleted, except for any information we are legally required to retain. We will notify you once this has been completed.

For assistance, contact our support team at [email protected].


7. Your Rights

As a data subject under GDPR and Czech law, you have the right to:

  • Access your personal data.
  • Rectify inaccurate or incomplete information.
  • Request erasure of your data ("right to be forgotten").
  • Restrict processing of your data.
  • Data portability.
  • Object to data processing.
  • Withdraw consent where processing is based on your consent.

To exercise your rights, contact us at [email protected].


8. International Data Transfers


If your data is transferred outside the European Economic Area (EEA), we ensure adequate safeguards, such as Standard Contractual Clauses, are in place to protect your information.


9. Global Service Availability

Kemfinity s.r.o is a globally available service designed to serve users worldwide.

Geographic Access: •⁠ ⁠Our services are accessible to users in most countries around the world, subject to the limitations described below. •⁠ ⁠Due to various considerations, our services are currently not available to citizens, residents, or anyone currently located in the United States, United Kingdom, or China. •⁠ ⁠When you access our app, we may use your IP address and device location to verify your eligibility for our services based on your current location. •⁠ ⁠We reserve the right to modify access to our services in any jurisdiction at our sole discretion.

Your Responsibility: •⁠ ⁠You acknowledge and agree that you are solely responsible for ensuring that your use of our services complies with all laws applicable to your location. •⁠ ⁠We make no representation that our services are appropriate or available for use in all locations. Access to and use of our services from restricted jurisdictions is expressly forbidden.

By accessing our services, you affirm that you are located in a jurisdiction where such access is permitted.


10. Contact Information

If you have questions or concerns about this Privacy Policy, please contact us:

KEMFINITY

Address: Chudenická 1059/30, Hostivař, 102 00 Praha 10

Email: [email protected]

Phone: +965 94997337


11. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "1/12/2024.”


This policy is designed to ensure transparency and compliance with GDPR and Czech data protection laws, fostering trust and accountability.

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