July 12, 2026 · Tether Gold · Gold · XAUT
How to Buy and Spend Tether Gold (XAUT) with Kem
A step-by-step look at holding gold-backed Tether Gold and turning it into everyday spending power on a Visa card.
Tether Gold (XAUT) is a token where each unit represents ownership of one troy ounce of physical gold held in a Swiss vault. For people who want the stability of gold without dealing with physical storage, XAUT offers a digital way to hold gold value, and with Kem, a way to spend it directly.
What Is Tether Gold?
- Backed 1:1 by physical gold: Each XAUT token corresponds to one troy ounce of gold held in a Swiss vault.
- No storage hassle: Holders avoid the cost and logistics of storing physical bullion themselves.
- Tradable on-chain: XAUT can be transferred and held like other digital tokens, at any time.
Why Hold Gold as a Digital Token
Gold has long been used as a hedge against inflation and currency volatility. Tether Gold brings that same asset on-chain, giving holders the ability to move value quickly without the friction of buying, storing, and later reselling physical gold.
Spending Tether Gold with Kem
Kem supports gold-backed tokens like Tether Gold, allowing users to convert their gold holdings into spendable balance on a Visa card whenever they choose. This means you can hold value in gold long term, while still being able to tap into that value for everyday purchases, without first converting to cash through a bank.
Getting Started
- Acquire XAUT through a supported exchange or platform.
- Move it into your Kem wallet alongside any other supported assets.
- Convert to spendable balance in the app whenever you want to spend.
- Use your Kem card anywhere Visa is accepted, in-store, online, or at the ATM.
Frequently Asked Questions
What is Tether Gold backed by? A: Each Tether Gold (XAUT) token represents ownership of one troy ounce of physical gold held in a Swiss vault. https://storage.googleapis.com/kem-stage/test/assets/img/blog-2.png Can I spend Tether Gold directly with a card? A: With Kem, you can convert your Tether Gold holdings into spendable balance and use a Visa card to spend it anywhere Visa is accepted.
Is Tether Gold the same as owning physical gold? A: Tether Gold represents a claim on physical gold in vault storage, offering similar price exposure to bullion without needing to store or insure it yourself.
Do I need a bank account to spend Tether Gold with Kem? A: No. Kem lets you convert supported assets, including Tether Gold, directly into spendable balance on a Visa card without requiring a traditional bank account.