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Own Your Money. Spend Anywhere.

Send money anywhere, anytime, any place.

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The Future
of Crypto

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Invite friends and make money

Earn
up to $500
in Rewards

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Get Your Free Card Today

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The Future of
Crypto

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Earn
up to $500
in Rewards

Invite friends and make money

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Get Your Free Card Today

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Send Dollars Worldwide

Send USD to friends, family, or business partners worldwide in just a few taps. Enjoy instant transactions, low fees, and top-tier security -
no hidden costs, no delays.

Send smarter. Send faster. Send with Kem.

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Your Money, Simplified

Save, send, and spend—all from one app, faster and simpler

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Your Balance, Always in Sight

Easily track your money in one place—all your assets at a glance

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Exchange Money Instantly

Swap between dollars, gold and crypto with a tap—instant and seamless

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Send Money Anytime, Anywhere

Pay friends, shop online, or move money globally in seconds—straightforward and transparent.

Invest in Gold easily through Kem.

Send Gold to anyone or just build your stockpile all from the palm of your hands. Transparent Proof of Reserves to put your mind at ease.

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"Our investment in Kem App perfectly aligns with our mission to advance financial freedom for all."

Paolo Ardoino

CEO of Tether

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Built on trust. Backed by Tether. Your money stays stable with the most trusted stablecoin.

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Award Winner at Visa Everywhere Initiative. Built for the Future.

Kem wins Audience Favorite at Visa Everywhere Initiative Qatar pushing the boundaries of fintech innovation.

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More from
the Kem Blog

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Built on trust. Backed by Tether. Your money stays stable with the most trusted stablecoin.

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Kem wins Audience Favorite at Visa Everywhere Initiative Qatar pushing the boundaries of fintech innovation.

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More from
the Kem Blog

Use your card in over 150 countries

Kem Cards let you use your crypto for everyday purchases—online or in stores, wherever Visa is accepted.

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Kem UI Image

You've got questions.
We've got answers.

How do I sign up for a Kem account?

To sign up for a Kem account, visit our website and click on the "Sign Up" button in the top right corner. Fill out the required information including your name, email address, and create a password. Follow the verification process and you'll be all set to use your new Kem account.

How do I reset or change my password?

If you need to reset your password, click on the "Login" button and select "Forgot Password" on the login page. Enter your email address and we'll send you a password reset link. To change your password, log in to your account, go to Profile Settings, and select the "Change Password" option.

What information do I need to update my profile?

To update your profile, log in to your account and navigate to the Profile Settings section. You can update your personal information, contact details, preferences, and profile picture. Make sure to save your changes before exiting.

Can I customize my username or display name?

Yes, you can customize your username or display name through your Profile Settings. Log in to your account, navigate to the Profile Settings section, and look for the "Username" or "Display Name" field. Note that usernames must be unique, so if your desired username is already taken, you'll need to choose a different one.