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kem
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Background image | Dunes
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Own Your Money. Spend Anywhere.
Send money anywhere, anytime, any place.
Download
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The First
Crypto Bank
Download
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Earn
up to $500
in Rewards
Invite friends and make money
Start Sending
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Get Your Free Card Today

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backed by
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Send Dollars Worldwide
Send USD to friends, family, or business partners worldwide in just a few taps. Enjoy instant transactions, low fees, and top-tier security -
no hidden costs, no delays.

Send smarter. Send faster. Send with Kem.
Start Sending
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Your Money, Simplified

Save, send, and spend—just like your bank, but faster and better

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Your Balance, Always in Sight

Easily track your money in one place, just like your bank app—without the fees

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Exchange Money Instantly

Swap between dollars, gold and crypto with a tap - no banks, no delays

Send dollars

Send Money Anytime, Anywhere

Pay friends, shop online, or move money globally in seconds—no middlemen, no hidden fees.

Invest in Gold easily through Kem.

Send Gold to anyone or just build your stockpile all from the palm of your hands. Transparent Proof of Reserves to put your mind at ease.

Learn Moreabout purchasing Gold via Kem App
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"Our investment in Kem App perfectly aligns with our mission to advance financial freedom for all."
Paolo Ardoino
Founder & CEO of Tether
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Tether Logo

Built on trust. Backed by Tether. Your money stays stable with the most trusted stablecoin.

Learn more about Kem securing investment from Tether
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Kem wins Audience Favorite at Visa Everywhere Initiative Qatar pushing the boundaries of fintech innovation.

Learn more about Kem winning Audience Favorite at VEI Qatar
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More from
the Kem Blog

All blog posts by Kem
Spend Crypto Like Cash
Kem Infinity Cards let you spend crypto online or in stores—just like a regular debit card.
Explore Cards
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You've got questions.
We've got answers.

How do I sign up for a Kem account?

To sign up for a Kem account, visit our website and click on the "Sign Up" button in the top right corner. Fill out the required information including your name, email address, and create a password. Follow the verification process and you'll be all set to use your new Kem account.

How do I reset or change my password?

If you need to reset your password, click on the "Login" button and select "Forgot Password" on the login page. Enter your email address and we'll send you a password reset link. To change your password, log in to your account, go to Profile Settings, and select the "Change Password" option.

What information do I need to update my profile?

To update your profile, log in to your account and navigate to the Profile Settings section. You can update your personal information, contact details, preferences, and profile picture. Make sure to save your changes before exiting.

Can I customize my username or display name?

Yes, you can customize your username or display name through your Profile Settings. Log in to your account, navigate to the Profile Settings section, and look for the "Username" or "Display Name" field. Note that usernames must be unique, so if your desired username is already taken, you'll need to choose a different one.